Max is designed as a "hub and spoke" system, helping you move funds from a single checking account to one or more higher-yielding online savings accounts.

If you are interested in funding Max from multiple checking, savings, or brokerage accounts, you should use Max Checking as your ‘hub’ account. You’ll then be able to easily move funds between Max and an unlimited number of external accounts.

You can also establish multiple Max accounts to obtain even greater FDIC insurance coverage. Each Max account should be linked to a different individual or joint checking account. Learn more about maximizing FDIC insurance coverage.