Max Checking is for those who:

  • Don’t have a checking account at one of the banks supported on the Max platform

  • Want to fund Max from more than one checking, savings, or brokerage account

  • Want to allocate a discrete amount of cash to Max, without funds flowing through their main checking account

  • Want to enroll in Max without ever sharing any logins or passwords

  • Want to take advantage of the additional benefits associated with a Max Checking account, including:

    • Earn 0.20% APY on checking1
    • FDIC-insured1
    • No minimums or monthly fees1
    • Free domestic wire transfers2
    • Integrates seamlessly into Max, where you can earn preferred rates on savings
    • Earn rebates on Max Membership fees
    • Opens in 60 seconds!


Max Checking is powered by Customers Bank, Member FDIC # 34444.



1) Annual Percentage Yield (APY) accurate as of 05/12/2023. Minimum amount to open a Max Checking account is $0.00. Rate of 0.20% applies to entire balance. Rates may change after account is opened. Fees may reduce earnings. FDIC-insured up to at least $250,000 per depositor.

2) Fees will be waived for all domestic inbound and outbound wire transfers to/from Max Checking.