To keep your accounts in good standing at each bank, Max’s monthly optimization calculations are designed to help you keep at least $1.00 in each of your savings accounts.


Occasionally, Max will recommend a slightly higher balance, such as $1.01, which could result in a nominal movement of funds next time you optimize your accounts. This serves to keep your accounts active and in good standing. As always, there are no costs associated with any funds transfers that you request via Max.