There are multiple ways to fund your Max Checking account:
Option 1: Fund via the Max Website
On your Max Dashboard, click “Add Funds” next to your Max Checking account.
Select “Add Funding Institution” or “Link Another Account” to instantly link any combination of checking, savings, and brokerage accounts at thousands of financial institutions to your Max Checking account.
You can then deposit funds from any of your linked accounts into Max Checking directly from within Max.
You can use this same interface to send funds from Max Checking back to any of your linked external accounts at any time. All funds transfers occur via the ACH network and take 1-3 business days.
Note: Deposits and withdrawals into/out from Max Checking via the Max interface are limited to $250,000 per day. You may withdraw larger amounts at any time via same-day wire transfer.
Option 2: Fund via Wire Transfer or ACH
You can fund your Max Checking account instantly by same-day wire transfer, or in a day or two via ACH. Max Checking does not charge any fees for sending or receiving wire transfers, however, your existing bank may still charge you a fee for initiating a wire. Funding by wire transfer will enable you to start earning more right away.
Click on the gear icon next to your Max Checking account. Then scroll to the bottom of the screen where you’ll find a link to your personalized wire transfer instructions, including your Max Checking account number. Print or save these instructions and send them to your existing bank or brokerage firm so that they can initiate a wire transfer to Radius Bank, the bank that powers Max Checking.
You can also request that your existing bank send funds to your Max Checking account by ACH by referencing your Max Checking Account Number and ABA/Routing Number, visible on your personalized wire instructions or by clicking on the word “Checking” atop your Max Dashboard. Note that Max Checking is powered by Radius Bank, so if you’re sending funds to Max Checking from another bank or app, the destination bank may appear as “Radius Bank.”
If you later wish to send funds out of Max Checking by wire transfer, contact Radius Bank Customer Service at 1-800-242-0272. With Max Checking, all domestic and international wire transfers are free of charge!
Option 3: Fund via Radius Online Banking
In the unlikely event that Max can’t link to your bank, you can still fund your Max Checking account by logging into the Radius Bank online banking website and linking your external bank accounts (Max Checking is powered by Radius Bank.)
If you’ve already established online banking credentials for Radius Bank, these same credentials will grant you full access to your Max Checking account. If you need to establish Radius Bank online banking credentials for the first time, click on the gear icon next to your Max Checking account:
Then, scroll to the bottom of the screen where you’ll find a link to enroll in Radius online banking:
You can also follow this link:
Once you have logged into Radius Bank online banking, you’ll be able to link an external funding account and request a transfer of funds from that external account into Max Checking.
Option 4: Fund via Mobile Check Deposit on the Radius Bank Mobile App
You can send funds to your Max Checking account by writing a check to yourself from your existing checking account. Then use the mobile check deposit feature of Radius Bank’s mobile app to deposit those funds into Max Checking.
You can download the Radius Bank mobile app called “Radius Mobile” via the Apple App Store or Google Play. Login to the Radius Mobile app using your login credentials for Radius Bank. If you need to establish Radius Bank login credentials for the first time, click on the gear icon next to your Max Checking account and scroll to the bottom of the screen where you’ll find a link to enroll in Radius online banking, or follow this link:
The same Radius Bank login will give you access to Radius Online Banking and the Radius Mobile app, where you’ll be able to access a full suite of mobile banking capabilities -- including Mobile Check Deposit -- for both your Max Checking and, as applicable, Radius Max Savings accounts.
Max Checking is powered by Radius Bank, Boston, MA. FDIC #32551.