There is no minimum balance required to use Max, beyond the $1 that Max allocates to each of your online savings accounts to keep them open. Similarly, there is no explicit limit on the amount of funds that you can optimize through Max, although some banks impose per-account maximum balances (visit your Profile page for more details on account limits on a bank-by-bank basis).


While Max has no explicit minimum or maximum, most Max members are optimizing between $50,000 and $5,000,000 of cash.