Opening Accounts Using the Max Common Application
You can use the Max Common Application to open multiple accounts at once by filling out a single form. UFB Direct, BrioDirect powered by Webster Bank, Quontic Bank, Customers Bank, Veritex Bank, Fieldpoint Private, and BankProv are all supported on the Max Common Application.
To open an account at one or more of these banks, simply select "Open Instantly" next to any of these banks on your Max Dashboard, and then click "Use the Max Common Application to open a new account." Then select all the Max Common Application banks to which you would like to apply. Fill out the requested information and then submit the application.
Once your applications have been approved, these savings accounts will link to Max automatically.
Note: In order to benefit from the market-leading rates and terms offered by UFB Direct, BrioDirect powered by Webster Bank, Quontic Bank, Customers Bank, Veritex Bank, and BankProv, you will need to open new accounts at these banks by using the Max Common Application. You may not link existing accounts at these banks to Max.
Opening or Linking Savings Accounts at Additional Online Banks
If you already have savings accounts at Ally Bank, and Barclays, you may link your existing accounts to Max. On your Max Dashboard, select "Show More Banks" at the bottom of the bank list. Next, select "Link Existing Account" next to any of these banks on the Max Dashboard, enter your username and password, and then select the account number that you wish to link.
If you do not already have accounts at these banks but need expanded FDIC insurance coverage, you may choose to open new online savings accounts at these banks and then link them to Max. You will need to link your checking account to each savings account. You may do so by visiting each online bank’s website (detailed instructions can be found in our bank-by-bank guide to linking your checking account to your online savings accounts). Each online bank will then send trial deposits to your checking account to establish secure links along which to transfer funds. These trial deposits are sent via ACH, and take 2-3 business days to arrive in your checking account. After taking note of the amounts of these trial deposits, return to each online bank website to confirm the receipt of these deposits, a process that takes just a few minutes per bank.
Once you have at least one savings account linked, you can initiate your first optimization by clicking "Start Earning More" / "Optimize Now."
For detailed step-by-step instructions, download the Max Setup Guide.