Your membership includes the ability for you to initiate an Intelligent Funds Transfer℠. 

Between optimizations, Max’s Intelligent Funds Transfer℠ feature helps you send your funds transfer instructions to your banks to move your cash between your savings and checking accounts in an optimal manner. For example, if you are moving funds from your savings accounts to your checking account, Max will propose drawing funds from your lowest-yielding savings account first, ensuring that your funds are earning the highest possible interest rate, even when transferring funds.

All funds transfers are handled by your banks, and occur via the ACH network. These transfers typically take 2-3 business days for your banks to complete. There are no incremental fees associated with these requests.