Optimizations

What happens during an optimization?
During each optimization, Max first retrieves current balance information for each of your accounts. Max then compares how your funds are allocated v...
Tue, Mar 23, 2021 at 4:11 PM
How frequently can I optimize my accounts?
By default, Max proposes optimizing your account balances once a month. Between scheduled optimizations, members can also manually request an Optimiz...
Thu, Apr 15, 2021 at 3:31 PM
How long do optimizations take?
All requested funds transfers are performed by your banks using the ACH network -- the same network that banks and employers use for direct deposit and that...
Thu, Apr 15, 2021 at 3:41 PM
On what day of the month will my optimization occur?
By default, your monthly optimization occurs on the same day of each month. This date is based on the date you initiated your first optimization. For e...
Thu, Apr 15, 2021 at 3:47 PM
How do I initiate an additional optimization?
The “Optimize Now” feature atop your Max Dashboard enables you to request that Max initiate additional optimizations in between your existing scheduled m...
Mon, Jan 11, 2021 at 3:59 PM
How can I transfer funds if an optimization is already in progress?
Max is designed so that you can't inadvertently request overlapping transfers (i.e. Max confirms all transfers are complete before it will allow you ...
Fri, Dec 2, 2016 at 10:45 AM
Why didn't my optimization result in any transfers?
Occasionally, optimizations might result in no movement of funds among your accounts. No funds transfers will occur if: 1) Your funds are already optim...
Fri, Jun 12, 2020 at 10:26 AM
What do I need to do on an ongoing basis?
Beyond initial account setup, there are no ongoing requirements on your time. Occasionally Max may make you aware of additional online banks as they ...
Thu, Apr 15, 2021 at 3:50 PM
How can I cancel transfers?
Max provides 3-day advance notice prior to each optimization calculation and also notifies you as soon as each optimization commences. Before your optimizat...
Thu, Apr 15, 2021 at 4:00 PM
How can I change my optimization schedule?
By default, Max will help you optimize your accounts once per month, but you may change this setting at any time.   Each optimization is designed to help ...
Thu, Apr 15, 2021 at 4:17 PM