Member Services

Max is designed to help you earn the highest yield each month, while also maximizing FDIC insurance coverage by helping you spread your cash across y...

By default, Max proposes optimizing your account balances once a month. Between scheduled optimizations, members can also manually request an Optimiz...

During an optimization, if a higher rate is available to you, funds will be transferred from your lower-yielding savings account(s) to your core checking ac...

By default, your monthly optimization occurs on the same day of each month. This date is based on the date you initiated your first optimization. For e...

The “Optimize Now” feature atop your Max Dashboard enables you to request that Max initiate additional optimizations in between your existing scheduled m...

To avoid the risk of overdrafts, Max confirms that all transfers between your Optimized Savings and core checking account have been completed before allowi...

Occasionally, optimizations might result in no movement of funds among your accounts. No funds transfers will occur if: 1) Your funds are already optim...

Beyond initial account setup, there are no ongoing requirements on your time. Occasionally Max may make you aware of additional online banks as they ...

Max provides 3-day advance notice prior to each optimization so that you have ample time to adjust any system settings. During this period (or at any time),...

By default, Max will help you optimize your accounts monthly. As needed, you can edit or pause your optimization schedule, or set your optimizations to occu...